Several providers offer telematic products. Here we've listed a selection of the best around.
Direct Line Drive Plus. Direct Line DrivePlus* can give a discount of up to 25% upfront which can be lost if you don't drive appropriately.
Coverbox. A 'pay and drive' scheme from Coverbox* with no curfews or any limit on your mileage.
iKube. Alternatively, iKube is aimed at 17-25 year olds who don't often drive between 11pm and 5am. There's an extra fee for driving between these times, making the cost prohibitive if you do so.
Drive Like A Girl. Another policy aimed at 17-25 year-olds who avoid driving overnight (this time between 11pm and 4am) is Drive Like A Girl. It's not just for girls, it's open to boys too - but show you can "drive like a girl" and you could get money back. It's also open to all ages.
Insure The Box. With Insure The Box, you can pick either a 6,000, 8,000 or 10,000 mile-per-year policy for your premium, and then you can earn extra miles by driving safely - or buy more online if you need to during the year.
Here, GPS or tracking devices monitor how you drive. Of course, even then, the price still depends on your personal risk profile.
Co-op. Motorists aged 17-25 who get Co-op's* young driver insurance will have a box fitted to their cars to monitor their acceleration, speed, braking, cornering and what time they’re driving. You can pay upfront for the year or by direct debit.
But to gain a discount before buying, download the Co-op young driver app to your smartphone and drive 200 miles over at least 10 different days to get a driving ‘score’. You’ll then receive a link via email and any discount (up to 20%) will be automatically applied to your online quote.
The price of the insurance (and the amount of discount) can vary, depending on how well the car’s been driven. The better you drive the more discount you’re likely to get, and continued bad driving could see your insurance cancelled.